Zero-based budgeting, sinking fund tracking, AI categorization, and a CFO dashboard — built for households that take stewardship seriously.
$10,267
Monthly income tracked
18
Sinking fund categories
6
Accounts unified
$0
Debt. Owe no one.
Monthly Budget
$10,267
$2,425 remaining
Net Worth
$42,300
+$1,082 this month
Emergency Fund
57%
$11,699 / $20,358
Built for Stewards
Built around the real workflow of a household CFO — not a generic budgeting app.
Every dollar has a job. Allocate your full income to categories until your balance reaches zero.
18 purpose-driven funds across Protection, Education, Health, and Lifestyle — all tracked in one place.
Regular, Internal, and Income types prevent double-counting. AI categorization learns your patterns.
Auto-detects your bonus months and guides you through the 5-step allocation waterfall.
Phase 1 (3 months) and Phase 2 (6 months) targets with visual progress toward financial security.
Net worth, spending line, covenant rules, upcoming bills — your household financial command center.
The Workflow
Set your monthly budget
Allocate every dollar of your household income to categories.
Log transactions daily
AI categorizes automatically. You review and confirm in seconds.
Fund your sinking funds
Transfer to Navy Federal, track each fund's balance and purpose.
Review your CFO dashboard
See net worth, variance, upcoming bills, and covenant health at a glance.
3-Paycheck Month — May 2026